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Preparing for a Category 5: My Hurricane Milton Experience and Advice

This entry is part 3 of 4 in the series Survival
TL;DR: By the morning of October 9th, Hurricane Milton had strengthened to a Category 5 with 155 mph winds, aimed between Tampa Bay and Fort Myers. Having lived through Hurricane Irma, forest fires, and three major earthquakes including the Northridge quake, I put every hard-earned lesson to work getting ready. Here is my full preparation routine, my disaster history, and why your pets belong at the center of the plan.

By eight in the morning on October 9th, Hurricane Milton had grown into a Category 5 monster packing winds up to 155 miles per hour, forecast to come ashore as a Category 3 or 4 somewhere between Tampa Bay and Fort Myers. A storm of that size means planning for at least a day without power and several days without internet, and probably worse. So I stopped watching the forecast obsessively and started working the plan.

This was not my first serious storm, and that matters more than any single supply on a checklist. I have been through Hurricane Irma, lived through major forest fires, and survived three earthquakes above magnitude seven, including the infamous Northridge quake that shook Hollywood in 1994. Disaster preparedness stopped being theoretical for me a long time ago. Milton was one more test of habits I built over decades, and I intended to pass it.

How do you prepare a house for a Category 5 hurricane?

The preparation started with the building itself. I taped up the windows and secured everything loose outside, because in a Category 5 wind, anything not tied down becomes a projectile, and a lawn chair moving at highway speed will go through glass without slowing down. Loose objects are not merely at risk of being lost. They become weapons.

Inside, I moved valuable books and documents into plastic bags and stowed them in a safe interior closet, away from windows and off the floor in case of flooding. Paper is one of the things a storm destroys quietly and permanently, and a few dollars of plastic bags is cheap insurance against losing something irreplaceable to water you never saw coming.

Then came supplies. I stocked food and water to last at least a month, not a few days, because a Category 5 can knock a region offline long enough that the short-term thinking fails you. I bought extra batteries for every device that needed them. The goal at this stage is simple: assume the outside world will be unavailable for weeks and make sure the household can function without it.

Why back up your data twice before a storm?

Physical preparation protects the household. Digital preparation protects the work, and for anyone who makes a living on a computer, that is just as urgent. I backed up my entire system to the cloud, not once but a second time, to be certain the data was secure and reachable no matter what happened to the machines.

There is a saying in the technology world that if your data does not exist in three places, it does not exist at all, and I take it literally. A single copy is a single point of failure, and a hurricane is exactly the event that turns a single point of failure into a catastrophe. With multiple backups in the cloud, the worst Milton could do to my files was nothing. It could take my hardware. It could not touch the work.

The book on this: Real World Survival is my field guide to disaster preparedness, written from living through hurricanes, wildfires, and earthquakes.

I also wrote and scheduled a month of articles and posts in advance so my marketing would keep running while I was offline, and I asked my assistant to manage communications and keep things moving. And because I expected to lose power entirely, I set up a mobile hotspot for emergencies, which had already proven itself during Helene a week earlier. The pattern in all of it is the same: build every important function a second path, so that going dark does not mean going silent.

What decades of disasters taught me about staying ready

My history with natural disasters is long enough to have shaped how I think about all of it. Each one taught a specific lesson that I still carry.

Hurricane Irma, back in 2017, was a terrifying experience of massive power outages, flooded streets, and raw anxiety, and it taught me the value of a solid evacuation plan and of community support in the aftermath. You do not get through a storm like that alone, and knowing your neighbors before the emergency is part of being prepared.

Hurricane Helene, just days before Milton, struck close enough that lightning knocked out two UPS systems, two televisions, and a scattering of other electronics. I was fortunate compared to the people in North Carolina who were hit far harder, and that proximity to a worse outcome is its own lesson in gratitude and perspective.

The major forest fires I lived through showed me fire engulfing trees, devouring landscapes, and driving wildlife out ahead of it. The evacuations were chaotic, and my go-bag and my habit of preparedness were what let me act quickly instead of freezing. And the earthquakes, three of them above magnitude seven including Northridge, taught me that some disasters give no warning at all. There is no forecast for an earthquake. You are ready or you are not, and that lesson bleeds into how I approach the disasters that do announce themselves.

All of it fed into a single conviction: preparedness is a standing condition, never a scramble. The people who come through disasters intact are almost always the ones who were ready before there was anything to be ready for.

Why do your pets belong at the center of the plan?

In all the taping and stocking and backing up, the easiest thing to overlook is the family member who cannot prepare for any of it alone. Pets have no way to ready themselves for a disaster. Keeping them safe falls entirely to us, and it belongs on the main list, not tacked on at the end.

For my cat, I had a crate ready by the door and enough food, water, and litter to last for weeks. I set aside a small area in the closet with his bedding and a few comforting things, and I kept a list of pet-friendly shelters and hotels in case we had to leave. Sorting out where an animal can go during an evacuation is something you do beforehand, because the middle of an evacuation is far too late to start calling around.

The essentials for any pet come down to a few things. A sturdy crate or carrier gives them a secure space, for safety as much as for travel. Weeks of sealed, fresh food and water keep them fed if supplies run short. A pet emergency kit should hold food, water, bowls, spare leashes or collars, medical records, medications, and a familiar toy or blanket to cut the anxiety. Know in advance where you can take them, keep their identification and microchip details current, and treat their safety with the same seriousness as your own. In the chaos of a disaster, animals get lost easily, and a current ID tag is sometimes the only thing that brings them home.

Everything here, the checklist and the disaster history and the belief underneath it all, is drawn from the same well as my book Real World Survival, which is about getting genuinely ready for the bad day without letting the fear of it run your life. You can find it alongside the rest of the preparedness writing on the Prepared, Not Paranoid hub. Milton was still strengthening in the Gulf when I finished. I had done everything I could, and when a storm that size is coming, doing everything you can is the only thing that quiets the fear.

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Frequently Asked Questions

How do you prepare a house for a Category 5 hurricane?

Tape up the windows and secure every loose item outside, since high winds turn unsecured objects into projectiles. Move valuable books and documents into plastic bags in a safe interior closet away from windows and off the floor. Stock at least a month of food and water and buy extra batteries, planning for the region to be offline for weeks, not days.

Why should you back up your computer twice before a hurricane?

A single backup is a single point of failure, and a hurricane is exactly the event that turns that into a catastrophe. Backing up to the cloud more than once ensures the data survives no matter what happens to your machines. The rule is that if your data does not exist in three places, it does not exist at all.

What should go in a pet emergency kit for a hurricane?

A pet emergency kit should include several weeks of sealed food and water, bowls, spare leashes or collars, medical records, any medications, and a familiar toy or blanket to reduce anxiety. Pair it with a sturdy crate, a current ID tag and microchip, and a pre-made list of pet-friendly shelters and hotels in case you evacuate.

Does surviving past disasters make you better prepared for the next one?

Yes, when you turn each experience into a specific habit. Hurricane Irma taught the value of an evacuation plan and community support, earthquakes taught readiness for disasters that give no warning, and forest fires proved the worth of a packed go-bag. Preparedness becomes a standing condition instead of a scramble, which is what carries people through intact.

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📝 Disclaimer

The views and opinions expressed in this blog post are solely those of Richard Lowe and are based on personal experience and research. This content is for informational purposes only and should not be construed as professional legal, financial, accounting, or business advice. Always consult with qualified professionals before making important business or legal decisions. Richard Lowe is not a lawyer, accountant, or licensed professional advisor, and this content does not establish any professional relationship.

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