Latest
SMS Appointment RemindersDarrell Stern: Stop Being Invisible, Become UnmissableFree BooksJoe Rockey: Ghostwriting His BookHow to Turn Your Expertise Into a Book People Want to Read | The Expert MethodWhat’s New at The Writing King: Week of October 25, 2026Challenger Remembrance Day: The Engineer Who Wouldn’t SignJoel Salomon: The Truth About MoneyReddit Is Putting Up a Login Wall. Wikipedia Won’t Be Far Behind.Victoria Chemko: The Body Is the First TechnologySir Patrick Stewart: A TributeA Year in the Bank: ADHD, Face Blindness and the Freedom to Walk Out | The Impossible Puzzles Show, Episode 326A Yale Economist Says We Won’t Be Missed. He Forgot the Bread Line.Walter Koenig: A TributeAI Has Paid Off Outside Tech. Apollo Is Reading the Wrong Scoreboard.I Don’t Post Bad ARC Reviews. I Send the Author a Note.The Little Red Book of Stuff That Works!Your Kids Are Your Own FaultGrow a PairYou’re Broke Because You Want to BeIt’s Called Work for a Reason!No Time for TactShut Up, Stop Whining, and Get a LifeWilliam Bessette: AI Enablement and Child Welfare TechnologyFree Book Planning ToolsWhat’s New at The Writing King: Week of October 18, 2026Ghostwriting by the Numbers: Timelines, Word Counts and the First CallPromising Young Woman (2020) ReviewBillions for AI, Pennies for the Plumbing: AI Companies Should Pay to Keep PHP AlivePHP2Shell: AI Found a 22-Year-Old Crack Under Your Website in Two DaysPetrov Day: The Officer Who Didn’t Believe the ComputerKindle Unlimited Is Now Kindle+. AI Audiobooks Just Joined the BuffetMo Gawdat Says the AI Dystopia Starts in 2027. Read the List, Skip the DatesChina Is Using Bots to Fan the Data Center Backlash. The Backlash Is Still Real.The Society of Authors Signed an Ethical AI Charter, Then Ran From It in Eight DaysWhen to Quit Writing a Book: I’ve Abandoned Dozens, and I’d Do It AgainGetty Images Filed for Bankruptcy. Can You Prove You Licensed Your Book’s Images?Fluff Words: Cut Them From Your Prose, Keep Them in Your DialogueWhere Can Writers Learn Storytelling From Movies? Richard Lowe Publishes 1,226 Film and TV Reviews With Writing Craft NotesWhere Are the Independent Bookstores and Public Libraries Worth Visiting in Tampa Bay? Author Richard Lowe Profiles 44 of ThemWhat Should You Know Before Hiring a Ghostwriter? The Writing King Publishes 57 New Answers, Including What to Do When It Goes WrongWhere Can You Hear Founders and Executives Tell Their Own Stories? Richard Lowe’s Leaders and Their Stories Publishes Every Unscripted Interview With a Full TranscriptAuthor Richard Lowe Publishes Eight Volumes of Enemies of You, a Researched Series on the Forces Working Against Ordinary AmericansThe Jackal (1997) ReviewThe Day of the Jackal (2024) ReviewYour First Novel Is an Apprentice Piece: What Beta Readers and Editors Can’t FixWhen the Cloud Gets Bombed: What the AWS Data Center Strikes Teach About BackupsHuman-Written Book Labels Are Gatekeeping With a FeeThe Enshittification of Microsoft Office: Why I Switched to a Free CloneGlobal Encryption Day: The Padlock Every Writer Depends On

Hell or High Water (2016)

TL;DR: Hell or High Water (2016) rates 9 out of 10 on the rewatch scale. Two brothers rob branches of the same small Texas bank to save their dead mother’s ranch from the bank that’s about to foreclose on it, while an old ranger on the edge of retirement tracks them across a dying landscape. Hell or High Water is a lean, funny, furious modern western about debt, poverty and family, and it’s close to perfect. It’s a 9.
Hell or High Water (2016)
9 / 10

Official trailer

Robbing the Bank That’s Robbing You

Toby and Tanner Howard rob banks. They hit small branches of the Texas Midland Bank early in the morning, taking only loose cash from the drawers, no stacks with dye packs, and they disappear down empty roads.

Toby, played by Chris Pine, is the planner, quiet and careful. Tanner, played by Ben Foster, is his older brother, a volatile ex-con who enjoys it far too much.

The reason emerges slowly. Their mother has just died, and the very bank they’re robbing is about to foreclose on her ranch, the only thing the family owns, under a reverse mortgage.

Oil has recently been found on the land. That makes the ranch worth fighting for. Toby wants to pay off the debt with the bank’s own money, put the ranch in a trust for his sons and break the cycle of poverty that’s trapped his family for generations.

David Mackenzie directed it in 2016, from a script by Taylor Sheridan, who’d written Sicario, and the decade produced few better American films.

This one got under my skin. It’s angry in a way I find bracing, furious at the banks and tender toward almost everybody else, and I think it’s the best of Sheridan’s frontier trilogy by a clear distance. My biggest reservation is how little the women get to do, and that’s most of the gap between this and a 10.

For Writers

The brothers rob the bank that’s foreclosing on their family ranch. The crime has a motive that makes the audience sympathize with the criminals.

Your antagonists, or your law-breaking protagonists, can transform a crime story when they have a motive the reader understands. The reader stops rooting for the law and starts wondering who’s really in the wrong. Specificity sells it. Toby is robbing the very bank that’s about to take his family’s land, using a reverse mortgage the reader can understand. The details make the injustice real, and the sympathy follows. A vague grievance gets a shrug. A concrete one, with a document and a deadline, wins the reader’s loyalty.

A Dying Country

The film’s setting is its real subject. West Texas, as Mackenzie shows it, is a landscape of boarded-up towns, empty main streets, debt-relief billboards, reverse-mortgage ads and signs saying fast cash for your land. Everybody’s broke, and everybody’s tired. The banks are the only businesses doing well, and everybody knows who the enemy is.

The robberies play almost as a kind of rough justice. When Toby and Tanner hit a bank, the locals barely seem upset. One witness at a diner says the bank has been robbing him for thirty years. The film never lectures about economics. It simply shows a way of life being squeezed to death, and lets you draw your own conclusions.

Pine and Foster

Chris Pine gives the best performance of his career as Toby, a divorced father who’s never had anything and is determined his sons will. He’s quiet, tired and deeply decent, a man who’s broken the law for the only reason he can think of, and Pine plays him with a stillness that’s completely unlike his Star Trek swagger.

Ben Foster is terrifying and funny as Tanner, a man who’s been in prison, killed his abusive father and knows he’s not built for ordinary life.

He robs banks because he loves it, and because he loves his little brother. His recklessness keeps putting the plan in danger, and his loyalty keeps saving it. The brothers’ relationship, full of teasing, anger and deep affection, holds the film together.

There’s a lovely scene where they wrestle in the dirt outside their mother’s house like children, laughing and cursing. It tells you everything about who they are to each other, and it’s the scene I’d show anybody who doubts Pine and Foster as brothers. I believe every shove.

Bridges and Birmingham

Jeff Bridges plays Marcus Hamilton, a Texas Ranger a few weeks from retirement, who takes the case because it gives him something to do. He’s slow, shrewd and relentlessly rude to his partner, Alberto Parker, played by Gil Birmingham, who’s half Comanche and half Mexican and the target of an endless stream of Marcus’s jokes about his heritage.

Their banter is very funny and uncomfortable, and underneath it, the two men clearly love each other. Birmingham is wonderful, taking the jokes, giving some back and making a pointed observation about the land: a century and a half ago, it belonged to his ancestors, until white settlers took it. Now the banks are taking it from the settlers’ descendants.

Bridges earned an Oscar nomination, and he’s a pleasure to watch: mumbling, sly and sharper than he looks. His Hamilton is a lonely man who’s afraid of retirement, and the case gives him a reason to keep going. I’d happily sit through a whole film of him and Birmingham needling each other in a parked car.

For Writers

Marcus mocks Alberto relentlessly, and underneath the jokes, the two men love each other deeply. Teasing becomes their private language of affection.

Characters who show affection through insults and banter can feel far more real than ones who state their feelings outright, the way people rarely do. The reader reads the warmth between the lines, and it’s all the more moving for never being spoken aloud.

When one of them is killed, the absence of the banter tells the reader everything about the loss.

Sheridan doesn’t give Marcus a speech of grief. He just gives him silence where the jokes used to be, and the silence says more than any eulogy could. My article on writing dialogue that works goes further.

The Waitress

Some of the film’s best moments are small. At a diner, an elderly waitress, played by Margaret Bowman, takes the rangers’ order by telling them there’s only one thing on the menu, and asks what they don’t want. It’s hilarious, the kind of scene that makes a place feel real.

Another waitress, played by Katy Mixon, receives a huge tip from Toby, in stolen cash, and refuses to give it back to the rangers because she needs it for her mortgage. The whole film, in one exchange: everyone’s broke, everyone needs the money and nobody’s on the bank’s side.

The Last Robbery

The final robbery goes wrong. The brothers hit a bank in a busier town, armed locals open fire and a chase begins. Tanner, drawing the pursuit away from Toby, drives into the hills and holes up on a ridge with a rifle, shooting at the posse below.

It’s a tense, sad sequence, a modern last stand, and it ends with a sudden, shocking death on the rangers’ side and Tanner’s own death at the hands of a patient old marksman. Foster plays Tanner’s final moments with a kind of joyful defiance. He’s going out on his own terms, and he’s buying his brother’s escape.

Tanner’s last stand is where the film breaks my heart. Foster turns a lunatic on a ridge into the most loving brother in the picture, and I didn’t want him gone even though the story needed him to go.

The Porch

It all ends with a quiet confrontation. Months later, the retired Hamilton drives out to the ranch, where Toby has paid off the mortgage and set up the trust. The two men sit on the porch and talk. Hamilton knows Toby planned the robberies. Toby knows he knows. There’s no evidence, and the money’s clean.

The scene is tense, full of unspoken threat and grief, and it ends without resolution, with Hamilton suggesting they’ll finish it another day.

That porch is the reason this rates a 9. Two men trade words where a lesser western would trade bullets, and I’d take that conversation over any shootout the genre has given me. It leaves you thinking about justice, loss and who the real thieves are.

For Writers

Hell or High Water ends with a conversation on a porch, with no gunfight at all. The final showdown is between two men who both know the truth.

A climax doesn’t always need action, however much the genre seems to demand it. A tense conversation between two characters who understand each other perfectly, and can’t say what they know, can be more gripping than any shootout.

Sheridan leaves the ending unresolved, with the promise of another day. An open ending works when the reader has everything they need to imagine what comes next, and the characters have said everything except the thing that matters. The reader walks away still sitting on that porch.

Sheridan’s Script

Taylor Sheridan’s screenplay is superb, lean, funny and full of sharp, lived-in dialogue. The film is the middle part of what he’s called his frontier trilogy, between Sicario and Wind River, and it’s the best of the three. Sheridan went on to create Yellowstone, and you can see the seeds of it here: the land, the debt and the fight to hold on.

The script was nominated for an Oscar, along with the film, Bridges and the editing. Moonlight took Best Picture and Manchester by the Sea took the screenplay award in a very strong year.

Music and Light

Nick Cave and Warren Ellis wrote the score, a mournful, droning mix of guitars and strings, and the soundtrack brims with country songs about hard times. Giles Nuttgens’s cinematography captures the flat, empty beauty of the landscape, shot in New Mexico standing in for West Texas. The film is only about an hour and forty minutes long, and it doesn’t waste a scene.

The Casino

Toby’s plan has a clever final step. The brothers can’t deposit stolen cash, so they drive across the border to a Native American casino in Oklahoma, buy chips, play a little and cash out, walking away with clean money in the form of a check made out to them by the casino. Then they pay the bank with its own money.

The detail is lovely, and it proves how carefully Toby thought everything through. Tanner, of course, nearly wrecks it by picking a fight with a Comanche gambler at the poker table, and the gambler’s sharp line about who the Comanche once were lands beautifully.

An Outsider’s Eye

David Mackenzie is Scottish, and he’d made tough British films like Starred Up before coming to America. Perhaps that’s why Hell or High Water sees Texas so clearly. He’s drawn to the place without romanticizing it: the heat, the guns, the pickup trucks, the empty diners and the sense of a way of life running out of road. He also knows when to hold back. Much of the film is quiet, just men driving, talking and waiting, and the silences are as important as the shootouts.

Any Flaws?

It’s hard to find many. The romance is non-existent, the female characters are mostly waitresses and bank tellers and some viewers may find Marcus’s jokes about Alberto hard to sit through, even if the film clearly intends them as a mark of affection. None of that changes the verdict. Hell or High Water is a near-perfect film, a crime story that’s really about America, and among the best westerns of the century.

Craft Note

Craft Note

On its surface, Hell or High Water is a crime story, but its real subject is economic ruin. The robberies, the chase and the showdown all serve a portrait of a place and people being squeezed to death.

The best genre stories use their familiar shapes to say something about the world their characters live in.

Ask what your genre story is really about, underneath the plot, and let the setting carry that meaning.

Who the Real Thieves Are

I give Hell or High Water a 9. It’s lean, funny and furious, with Pine and Foster as brothers robbing the bank that’s robbing them and Bridges and Birmingham on their trail.

It loses a point from me because the women are all waitresses and tellers, and a few of Marcus’s jokes are rough going even when I know what they mean. Everything else is as good as the modern western gets, and that porch scene will stay with you.

Frequently Asked Questions

What is Hell or High Water about?
Two brothers, Toby and Tanner Howard, rob branches of a Texas bank to raise money to save their late mother’s ranch from foreclosure by that same bank. A Texas Ranger close to retirement, Marcus Hamilton, and his partner, Alberto Parker, track them across West Texas.
Who wrote Hell or High Water?
Taylor Sheridan wrote the screenplay, and it earned an Academy Award nomination. Sheridan also wrote Sicario and wrote and directed Wind River, films he has described as a frontier trilogy. He later created the television series Yellowstone and its spin-offs.
Who plays the brothers in Hell or High Water?
Chris Pine plays Toby Howard, the quiet, careful younger brother, and Ben Foster plays Tanner Howard, his volatile older brother and an ex-convict. Their performances, and their relationship, are widely considered the heart of the film.
Was Hell or High Water nominated for Oscars?
It was, for four Academy Awards: best picture, best supporting actor for Jeff Bridges, best original screenplay for Taylor Sheridan and best film editing. It didn’t win any, in a competitive year in which Moonlight won best picture.
Where was Hell or High Water filmed?
Although it’s set in West Texas, the film was shot mainly in eastern New Mexico, including towns such as Clovis and Portales. The flat, empty landscapes and struggling small towns stand in convincingly for the Texas setting.
What does the ending of Hell or High Water mean?
Months after the robberies, the retired Marcus Hamilton visits Toby at the ranch. Both know Toby planned the crimes, but there’s no evidence, and the ranch is saved. Their tense conversation ends unresolved, suggesting the conflict between them, and between justice and survival, isn’t over.
Is Hell or High Water a western?
It’s often called a modern western, or neo-western. It features Texas Rangers, bank robbers, wide landscapes and a final showdown, but it’s set in the present day and explores contemporary issues such as debt, poverty and the decline of rural communities.

Sources

About the Author
Richard Lowe, professional ghostwriter

Richard Lowe is a professional ghostwriter and author with 113+ books authored and 54+ ghostwritten. Before writing full time he spent 33 years in enterprise technology, including 20 years as Director of Computer Operations and Technical Services at Trader Joe's. He writes nonfiction, fiction and memoir, and works with executives and experts on books that build authority.

More about Richard Lowe →

Disclaimer

The views and opinions expressed in this blog post are solely those of Richard Lowe and are based on personal experience and research. This content is for informational purposes only and should not be construed as professional legal, financial, accounting, or business advice. Always consult with qualified professionals before making important business or legal decisions. Richard Lowe is not a lawyer, accountant, or licensed professional advisor, and this content does not establish any professional relationship.