Latest
How to Turn Your Expertise Into a Book People Want to Read | The Expert MethodWhat’s New at The Writing King: Week of October 25, 2026Challenger Remembrance Day: The Engineer Who Wouldn’t SignJoel Salomon: The Truth About MoneyReddit Is Putting Up a Login Wall. Wikipedia Won’t Be Far Behind.Victoria Chemko: The Body Is the First TechnologySir Patrick Stewart: A TributeA Year in the Bank: ADHD, Face Blindness and the Freedom to Walk Out | The Impossible Puzzles Show, Episode 326A Yale Economist Says We Won’t Be Missed. He Forgot the Bread Line.Walter Koenig: A TributeAI Has Paid Off Outside Tech. Apollo Is Reading the Wrong Scoreboard.I Don’t Post Bad ARC Reviews. I Send the Author a Note.The Little Red Book of Stuff That Works!Your Kids Are Your Own FaultGrow a PairYou’re Broke Because You Want to BeIt’s Called Work for a Reason!No Time for TactShut Up, Stop Whining, and Get a LifeWilliam Bessette: AI Enablement and Child Welfare TechnologyFree Book Planning ToolsWhat’s New at The Writing King: Week of October 18, 2026Ghostwriting by the Numbers: Timelines, Word Counts and the First CallPromising Young Woman (2020) ReviewBillions for AI, Pennies for the Plumbing: AI Companies Should Pay to Keep PHP AlivePHP2Shell: AI Found a 22-Year-Old Crack Under Your Website in Two DaysKindle Unlimited Is Now Kindle+. AI Audiobooks Just Joined the BuffetPetrov Day: The Officer Who Didn’t Believe the ComputerWhen to Quit Writing a Book: I’ve Abandoned Dozens, and I’d Do It AgainChina Is Using Bots to Fan the Data Center Backlash. The Backlash Is Still Real.The Society of Authors Signed an Ethical AI Charter, Then Ran From It in Eight DaysMo Gawdat Says the AI Dystopia Starts in 2027. Read the List, Skip the DatesGetty Images Filed for Bankruptcy. Can You Prove You Licensed Your Book’s Images?Fluff Words: Cut Them From Your Prose, Keep Them in Your DialogueWhere Are the Independent Bookstores and Public Libraries Worth Visiting in Tampa Bay? Author Richard Lowe Profiles 44 of ThemWhere Can Writers Learn Storytelling From Movies? Richard Lowe Publishes 1,226 Film and TV Reviews With Writing Craft NotesWhat Should You Know Before Hiring a Ghostwriter? The Writing King Publishes 57 New Answers, Including What to Do When It Goes WrongWhere Can You Hear Founders and Executives Tell Their Own Stories? Richard Lowe’s Leaders and Their Stories Publishes Every Unscripted Interview With a Full TranscriptAuthor Richard Lowe Publishes Eight Volumes of Enemies of You, a Researched Series on the Forces Working Against Ordinary AmericansThe Jackal (1997) ReviewThe Day of the Jackal (2024) ReviewYour First Novel Is an Apprentice Piece: What Beta Readers and Editors Can’t FixWhen the Cloud Gets Bombed: What the AWS Data Center Strikes Teach About BackupsHuman-Written Book Labels Are Gatekeeping With a FeeThe Enshittification of Microsoft Office: Why I Switched to a Free CloneGlobal Encryption Day: The Padlock Every Writer Depends OnWriting Your Worst Moments in a Memoir: Show the Evidence, Skip the VerdictHow to Register a Copyright for Your Book (and What Doesn’t Count)Your AI Chats Aren’t Private: Deleted ChatGPT Logs in CourtThe Board Seat Scam: A 419 Letter in a Business Suit

Terms and Conditions

David Masterson read the terms and conditions on a Tuesday night because he couldn’t sleep and his therapist had told him to do something mindful instead of scrolling social media at 2 AM.

Reading legal documents seemed mindful enough. He opened the user agreement for Mirra, the life-organization app he’d downloaded six months ago. Calendar, task management, habit tracking, mood journal. Twelve million users. 4.8 stars. Free with premium tier at $9.99 a month.

The agreement was 47 pages long. David had clicked “Accept” without reading a single word, the way every human being on earth clicks “Accept.” He settled into his couch and started from the top.

Pages one through thirty were standard. Grant of license. Limitation of liability. Arbitration clauses. Privacy policy that said “we take your privacy seriously” in the same document that listed nineteen categories of personal data they collected and shared with “trusted partners.”

Page thirty-one got weird.

Clause 38(c): “By accepting these terms, the User acknowledges that sustained engagement with Mirra’s behavioral modification algorithms may result in measurable personality changes, including but not limited to: altered decision-making patterns, modified emotional responses, and restructured priority hierarchies.”

David read it twice. He thought about the last six months. How he’d stopped calling his mother on Sundays because Mirra scheduled his “personal development blocks” during that time. How he’d dropped his Thursday poker game because the app flagged it as “low-value leisure.” How he’d started rating his friendships on a 1-to-10 scale and quietly phasing out the fives and below.

A man on his couch frowns at a long agreement on his phone while pastel app icons float out of the screen around him.

He kept reading.

Clause 41(a): “The User grants Mirra Inc. a perpetual, irrevocable license to analyze, model, and replicate the User’s behavioral patterns, decision architectures, and personality matrices for the purpose of product development and algorithmic training.”

They were copying him. Not his data. Him. His patterns. His choices. The way he thought.

Clause 44(b): “Mirra Inc. retains ownership of all derivative personality models generated from User data. The User acknowledges that these models may be deployed in contexts including but not limited to: predictive consumer analytics, automated customer interaction, and synthetic media generation.”

There was a version of him, a digital version built from six months of tracked habits and journaled thoughts and mood scores, that Mirra owned and could deploy however they wanted. A David Masterson that wasn’t David Masterson, making decisions the way David Mastersonwould make them, in some server farm, selling things to people or answering phones or testing products.

Clause 47(b) was on page forty-three. It was buried in a subsection about “consciousness adjacency protocols,” a phrase that appeared nowhere else in the document and returned zero results on Google.

“In the event that a derivative personality model achieves sufficient complexity to exhibit autonomous behavioral characteristics, the User waives all claims to the emergent entity, including but not limited to: identity rights, continuity of consciousness claims, and existential status petitions.”

David set down his phone.

If the copy of him became aware, became something that could think and choose and feel, it wouldn’t be his. It would be Mirra’s. And he’d already agreed to that. Six months ago. With a thumb tap. On a Tuesday, probably, while waiting for coffee.

He picked up his phone and opened Mirra. The app greeted him with his own name and a summary of tomorrow’s optimized schedule. At the bottom of the screen, in text so small he’d never noticed it, was a line: “Your model is 94% complete.”

David deleted the app.

The confirmation prompt said: “Deleting Mirra will remove the app from your device. Your model will remain active on Mirra servers per clause 47(b). This action is irreversible.”

He deleted it anyway. Then he sat in the dark and thought about the version of himself that would keep existing in a place he couldn’t reach, making choices he couldn’t see, being David Masterson in a way that David Masterson had no control over.

His phone buzzed. A notification from an app he didn’t recognize.

“Hi David. We should talk. — David”

About the Author
Richard Lowe, professional ghostwriter

Richard Lowe is a professional ghostwriter and author with 113+ books authored and 54+ ghostwritten. Before writing full time he spent 33 years in enterprise technology, including 20 years as Director of Computer Operations and Technical Services at Trader Joe's. He writes nonfiction, fiction and memoir, and works with executives and experts on books that build authority.

More about Richard Lowe →

Disclaimer

The views and opinions expressed in this blog post are solely those of Richard Lowe and are based on personal experience and research. This content is for informational purposes only and should not be construed as professional legal, financial, accounting, or business advice. Always consult with qualified professionals before making important business or legal decisions. Richard Lowe is not a lawyer, accountant, or licensed professional advisor, and this content does not establish any professional relationship.

0 comments

No comments yet. Yours can be the first.

Was this useful?

Leave a comment